Here's how it works. You sign up and you get $25 deposited to your new account. I get a referral fee for you signing up. Once you have verified a bank account to use to transfer money you can take your $25 and run. Or you can add money to the account and send someone else money through this new service

This service is trying to compete with Paypal by bribing people to join. There are currently absolutely no fees to join, send money, receive money, etc. Give it a try. What have you got to loose?